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How to get a personal loan?

 
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mageshkannan



Joined: 06 Mar 2013
Posts: 36

PostPosted: Mon Mar 25, 2013 8:51 am    Post subject: How to get a personal loan? Reply with quote

Maintaining good credit at all times is very important for this very reason. Bad credit will make it difficult to get a loan, be it any kind of loan. Defaulted credit card payments and loan payments will all be recorded and will prove to be a bad omen in the future when you apply for loans. Make it a point to always be on-time with credit card and loan payments as this will help to maintain a good record of credit. It is not impossible to get a loan with bad credit, but it does complicate the entire process. There will be a need to secure some kind of property or asset against the loan there happens to be a record of bad credit. All this won’t be necessary otherwise.
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keganjosh



Joined: 11 Apr 2013
Posts: 10

PostPosted: Thu Apr 11, 2013 6:00 am    Post subject: Reply with quote

A personal bank loan generally takes one of two forms: unsecured and secured. An unsecured personal bank loan is given without collateral at a higher interest rate, and a secured bank loan uses collateral to get better repayment terms, lowered fees and a more advantageous interest rate.
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elwinmerle



Joined: 19 Apr 2013
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PostPosted: Fri Apr 19, 2013 6:13 am    Post subject: Reply with quote

A personal bank loan generally takes one of two forms: unsecured and secured. An unsecured personal bank loan is given without collateral at a higher interest rate, and a secured bank loan uses collateral to get better repayment terms, lowered fees and a more advantageous interest rate.
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gagelennon



Joined: 23 Apr 2013
Posts: 11

PostPosted: Tue Apr 23, 2013 9:45 am    Post subject: Reply with quote

In 2009, there were nearly 25 million people living in Texas and plenty of banks, credit unions and other institutions eager to serve them. The U.S. Census Bureau reports that Texas is one of the largest states in the country in terms of population, and its usually robust economy makes it easy to find a personal loan.
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gagelennon



Joined: 23 Apr 2013
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PostPosted: Tue Apr 23, 2013 9:45 am    Post subject: Reply with quote

A personal bank loan generally takes one of two forms: unsecured and secured. An unsecured personal bank loan is given without collateral at a higher interest rate, and a secured bank loan uses collateral to get better repayment terms, lowered fees and a more advantageous interest rate.
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gradyjohn



Joined: 10 May 2013
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PostPosted: Fri May 10, 2013 5:17 am    Post subject: Reply with quote

Life often throws obstacles in our way, so almost everyone at sometime in his life will need a personal loan.
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